About us

Borrow up to £10,000 over up to 5 years with a guarantor*

Representative 48.9% APR (fixed)

*Representative Example £3,000 over 3 years, representative 48.9% APR fixed. Monthly payment £145.17. The interest is 10% per annum fixed and service fee is 30.48% per annum fixed. Interest payable £549.95 and service fee payable £1,676.17. Total repayable £5,226.12

Guarantor Loans Online
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  • FAST
  • FAIR
  • FLEXIBLE
  • FIXED PAYMENTS
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About Us

Guarantor My Loan is a loan lender with a difference, providing affordable guarantor loans to borrowers in the UK. Founded in Norwich and trading since August 2014, we have grown and developed into one of the more innovative and popular loan lenders in the market today. We’re proud of our pioneering peer-to-peer lending model, which benefits both lenders and borrowers who are looking for more affordable rates than they could maybe get elsewhere.

As with all reputable UK loan lenders, we’re authorised and regulated by the Financial Conduct Authority (FCA). The FCA ensures that we comply with their rules and guidance, that we treat our customers fairly and that we lend responsibly.  This means that at Guarantor My Loan we always make sure both the borrower and the guarantor can afford the loan repayments and that they understand how the loan works before moving forwards. We take our status as a responsible lender very seriously, and we’re proud to be helping responsible borrowers who may have been turned down elsewhere.

We are a member of the Consumer Credit Trade Association (CCTA), and  are bound to follow their Code of Practice for loan lenders. The CCTA  are an invaluable support to us, keeping us informed to enable us to comply with Industry standards and regulatory rules and guidance.

The way we do things is different to other loan lenders, as we use a peer-to-peer model. This means that individuals can lend via our lending platform  obtaining favourable rates in return for their money being lent out to our borrowers. This has been successfully done in other areas of the lending market for some time, and it’s a system which works extremely well for our customers on both sides of the equation.

As well as being an innovative lender, we also pride ourselves in offering loans in an affordable way. Payday lenders (and other types of shorter term credit which are aimed at those with a less-than-perfect credit history) can have prohibitively extortionate rates and difficult repayment terms. We offer loans of up to £10,000 payable in monthly instalments over 1-5 years depending on the amount borrowed. The monthly payments are split into equal manageable chunks and provided that the first twelve consecutive repayment instalments are made on time and in full   guarantors may be entitled to a rebate of one twelfth of the sum of 12 instalments. For more information about managing your money, how our loans work and what we do, check out our blog section here. It’s full of useful information and great ideas for everyone, whether you have applied for a loan from us or not. If you have any questions about our guarantor loans, the application process, being a guarantor or lender with us, you can find a lot of answers in our Borrower FAQ section and our Lender FAQ sections. Alternatively, you’re always welcome to contact us directly on 01603 391013, via our Contact Form, or by using our webchat feature during opening hours. Our friendly, knowledgeable team will be happy to answer any queries.

   

REPRESENTATIVE APR 48.9% (FIXED)

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Who is Guarantor My Loan?

GuarantorMy Loan is a Peer to Peer lending platform that matches those wanting to lend with those wanting to borrow. 
We specialise in arranging Guarantor Loans for customers and have been lending since August 2014.

How do I Lend?

You can visit our Lender FAQs to find out more about lending on our platform and how to become a lender. If you have any further questions please call us 01603 391013

How do I Borrow?

You can visit our Borrower FAQs to find out more about borrowing on our platform and to start the application process visit our apply page. If you have any further questions please call us 01603 391013